一文了解USDC和USDT有什么区别？

资讯 2024-07-10 阅读:40 评论:0

USDC和USDT是两种备受关注的稳定币，它们在加密货币市场中扮演着重要的角色，USDC是由Circle与Coinbase联合在2018年创建，在美国是安全和受监管的，并且完全由现金和短期美国政府债券1:1支持，USDT的发行机构的背景和...

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USDC和USDT是两种备受关注的稳定币，它们在加密货币市场中扮演着重要的角色，USDC是由Circle与Coinbase联合在2018年创建，在美国是安全和受监管的，并且完全由现金和短期美国政府债券1:1支持，USDT的发行机构的背景和资金储备相对较为模糊，信息透明度不如USDC，除了以上这种区别之外，还有一些其他的不同，新手投资者解了USDC和USDT有什么区别？对于制定投资决策至关重要，下面币圈子小编就来为大家详细介绍一下它们之间的区别。

The USDC and USDT are two important stable currencies of interest, which play an important role in the crypto-currency market. They were created in 2018 by the Circle in association with Coinbase, safe and regulated in the United States, supported exclusively by cash and short-term US government bonds 1:1 and with relatively vague background and financial reserves of the issuing agencies of the USDT and less transparent information than the USDC. In addition to these differences, there are other differences where newcomers solve the differences between the USDC and the USDT.

一文了解USDC和USDT有什么区别？

USDC和USDT主要的区别在于储备的透明数据透明性以及受监管程度，此外还存在一些其他的不同之处，具体的区别可以关注以下提到的几点：

The main difference between USDC and USDT is the transparency and degree of regulation of transparent data in reserves, as well as a number of other differences, which can be noted in particular in relation to the following points:

一、发行机构和透明度：

I. Issuance agencies and transparency:

USDC的发行机构由多个知名机构组成，这些机构受到监管机构的监督，并进行了审计。USDC的发行和资金储备情况经过公开透明的审计，使投资者更容易了解其风险和稳定性。

The USDC issuers are made up of a number of well-known institutions that are supervised and audited by regulatory bodies. USDC issuances and financial reserves are subject to open and transparent auditing, making it easier for investors to understand their risks and stability.

USDT的发行机构Tether Limited的背景和资金储备相对较为模糊。尽管Tether声称每个USDT与一个美元等值，并声称其储备以现金和其他资产形式存在，但Tether的审计信息较少且不是完全透明。这引发了关于其储备是否充足的质疑。

The background and fund reserve of the USDT issuer, Tether Limited, is relatively vague. Although Tether claims that each USDT is equal to one dollar, and that its reserves exist in cash and other assets, Tether has less audit information and is not fully transparent. This raises questions about the adequacy of its reserves.

二、风险和稳定性：

II. RISK AND SUSTAINABILITY:

由于USDC的发行机构受到监管机构的监督，并进行了审计，它在风险管理和资金安全方面较为可靠。此外，USDC的透明度和公开的审计信息也有助于提高市场信任度。

It is more reliable in terms of risk management and financial security, as its issuers are supervised and audited by regulatory bodies. In addition, transparency and open audit information on the USDC can help to increase market confidence.

USDT由于缺乏完全透明的审计信息和清晰的资金储备披露，存在一定的风险。投资者应当意识到USDT在市场波动或Tether Limited面临法律或监管问题时可能面临的潜在风险。

In the absence of fully transparent audit information and clear disclosure of financial reserves, there are risks. Investors should be aware of the potential risks that they may face in the face of market fluctuations or of the legal or regulatory problems faced by Heather Limited.

三、采用程度：

III. Level of application:

USDT是市场上使用最广泛的稳定币之一，几乎在所有主要加密货币交易所和钱包中都有流通。这使得USDT在加密货币交易中更为流畅和便利。

USDT is one of the most widely used stable currencies in the market, circulating almost in all the major

USDC在采用程度上也相当广泛，并在许多交易所和钱包中得到接受。然而，USDC的采用程度相对较低，与USDT相比还略显不足。

USDC has also been widely adopted and accepted in many exchanges and wallets. However, USDC has been relatively low in adoption and is slightly less than USDT.

一般来说，USDC可能被认为是比USDT更安全的选择，因为它具有完全抵押的性质和储备支持的透明度，但USDT的名气更高一些，USDC和USDT的一个关键区别是，USDC是一个完全抵押的稳定币，这意味着它有相应数量的美元储备支持,每一个流通的USDC，都有相应的美元存在银行账户中，必要时可以用来赎回USDC，这使得USDC具有其他一些稳定币所不具备的透明度和问责制。

In general, the USDC may be considered a safer option than the USDT, because it has the nature of full collateral and transparency of reserve support, but a more prominent USDT, a key difference between the USDC and the USDT, is that the USDC is a fully mortgaged stabilizing currency, which means that it has a corresponding amount of US dollar reserve support, and that each circulating USDC has a corresponding dollar in its bank account, which can be used, if necessary, to redeem USDC, giving it transparency and accountability that are not available in other stable currencies.

USDT是一个部分抵押的稳定币，这意味着它不是完全由美元储备支持的,相反，USDT是由现金和其他资产的组合来支持的，其中可能包括对关联公司的贷款和其他投资,这引起了一些用户对USDT的稳定性及其维持与美元挂钩的能力的担忧。

The USDT is a partly mortgaged stable currency, which means that it is not fully supported by the dollar reserve; instead, it is supported by a combination of cash and other assets, which may include loans and other investments by affiliated companies, raising concerns among some users about the stability of the USDT and its ability to maintain a dollar-linked link.

当看到他们的监管历史和有关他们的现金储备的透明度时，USDC和USDT开始脱颖而出，USDC一直是透明度的黄金标准，因为他们在美国接受顶级公司的定期审计，另一方面，由于Tether(USDT)直到最近还不愿意提供透明的报告，因此在监管机构那里有一段麻烦的历史，考虑到这一点，与USDT相比，Circle的USDC是更安全的稳定币。

When looking at their regulatory history and the transparency of their cash reserves, USDC and USDT are beginning to emerge, USDC have been the gold standard for transparency, as they are subject to regular audits by top companies in the United States, and, on the other hand, because Tether (USDT) has until recently been reluctant to provide transparent reporting, there is a troubling history with regulators, and given this, the USDC of Circle is a safer and stable currency compared to the USDT.